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Preparing for Potential Mortgage Payment Increases in 2025
The Bank of England has warned that mortgage payments for half of homeowners will rise over the next three years, putting 4.4 million...
kristiankolb
2 min read
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Fixed or Tracker: Choosing the Right Option After a Bank Rate Cut
As we approach 2025, the latest interest bank rate cut to 4.75% (November), the lowest level in over a year, gives homeowners and buyers...
kristiankolb
2 min read
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First Time Buyers: A short guide
A short guide for first time buyers
kristiankolb
4 min read
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Labour: A New beginning for the Housing Market
Following Labour’s win in the July 2024 election, whether you are a prospective buyer, renter or landlord, everyone is eager to...
kristiankolb
2 min read
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My interest-only mortgage term is ending: What are my options?
Many homeowners who opted for interest-only mortgages several years ago are finding themselves facing the task of deciding the next steps...
kristiankolb
2 min read
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The vital role of income protection on mental health
According to recent data, approximately one in four of us will experience a mental health problem each year. This statistic sheds light...
kristiankolb
1 min read
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Equity Release
More and more people, it seems, are turning to Equity Release to provide funds for home improvements, holidays or gifts for their...
kristiankolb
2 min read
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First time buyer numbers increasing
Despite Brexit appearing to cause uncertainty in some parts of the housing market, first time buyer numbers appear to be increasing. "The...
kristiankolb
1 min read
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Renting is still getting more expensive
Despite some evidence that the housing market is starting to cool, rents in the South of England still appear to be rising. "On an...
kristiankolb
1 min read
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How long should I fix for?
A familiar question for may clients. Should we fix for 2 or 5 years? The gap between the two has never been lower, with the average 5...
kristiankolb
1 min read
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