kristiankolb

For many Millennials and Gen Z homeowners, buying a property is a major milestone but protecting the income that supports it is often overlooked. New insights from CIExpert’s Critical Thinking 2026 report suggest that younger homeowners are not only more aware of this risk, but increasingly open to smarter, more comprehensive protection solutions. The research shows that over half of Millennials (55%) and Gen Z (54%) would consider paying more for protection policies that go beyond the...

Mortgage rates are rising again, and you may be asking why, especially when the Bank of England held the base rate at 3.75% in March. The key driver isn’t just what’s happening in the UK, but the uncertainty in the Middle East and the wider impact that’s having on global markets. The ongoing conflict between the United States and Iran has created significant economic uncertainty. We’ve seen stock markets fall, with oil and petrol prices rising sharply due to concerns over supply. When energy...

A real life story to highlight the service I offer and how it could help you (some details have been changed to protect people’s privacy) Maxine and Richard had been renting for 5 years and were hoping to buy their first place. The problem they faced, like so many people, was that their rent took most of their disposable income which made saving for a deposit very difficult. Their landlord wanted to sell the property and also wanted to help Maxine & Richard. So he decided to sell the house to...