kristiankolb

Many of us believe serious illness is something that happens later in life. Cancer, heart at tacks or strokes are often seen as problems for older generations, not people in their 20s, 30s or 40s. However, recent industry claims data tells a very different story. Nearly 45% of critical illness claims are now paid to people under the age of 50. While medical treatment continues to improve, recovery can come with a significant financial impact. Time away from work, reduced income and additional...

The Chancellor has now delivered the Autumn Budget, and while many of the headline measures were widely anticipated, you might understandably be asking “What does all this mean for my mortgage?” Below is a breakdown of the key themes and what they could mean for your finances over the coming months. Day-to-Day Finances Freezing income tax and national insurance thresholds means that as your salary rises, more of your income is likely to be taxed at a higher rate. This can quietly reduce...

The Autumn Budget is always a key moment for homeowners, investors and savers. This year’s announcement on 26th November is expected to be no different. The Chancellor will set out the government’s plans for tax, borrowing and spending for the year ahead. Last year, Rachel Reeves delivered her first budget, which included a record £40 billion in tax rises. At the time, she made clear there is no intention to repeat such measures in 2025, but with a fragile global economy, many are preparing...