Mortgage Broker in Reading
Expert, Personal Mortgage Advice
Finding the right mortgage doesn't have to be complicated. At Mayfield Mortgages, I provide personal, professional mortgage advice to clients in Reading, Berkshire and beyond.
Whether you're buying your first home, moving house, remortgaging or investing in property, I'll help you explore your options and find a mortgage suited to your circumstances.
With over 30 years' experience in mortgage and financial services, I understand that everyone's situation is different. You'll deal directly with me throughout the process, receiving straightforward advice and support from your initial enquiry through to completion.
Rated 5* in Google Reviews
Personal Mortgage Advice, From Start to Finish
Choosing a mortgage is about more than finding a competitive interest rate.
At Mayfield Mortgages, you'll receive straightforward, personal advice tailored to your circumstances. Whether you're buying your first home, moving house, remortgaging or investing in property, I'll help you understand your options and guide you through the process.
Mayfield Mortgages is a trading style of Kristian Kolb who is an appointed representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service http://www.financial-ombudsman.org.uk/consumer/complaints.htm
How to make a complaint
Mortgage Advice Services
Remortgage Advice
Is your current fixed-rate mortgage coming to an end?
With mortgage payments potentially changing significantly when an existing deal expires, it makes sense to review your options early.
At Mayfield Mortgages, I'll help you compare available mortgage deals, understand what your future payments might look like and decide whether switching lenders or staying with your existing lender is the right option for you.
Buy-To-Let Mortgages*
Whether you're purchasing your first investment property, expanding your portfolio or remortgaging an existing buy-to-let, choosing the right mortgage is important.
At Mayfield Mortgages, I provide advice on buy-to-let mortgage options, including borrowing in your personal name or through a limited company.
I'll help you understand the available mortgage options, lender requirements and potential costs, so you can make an informed decision about your property investment.
*Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA.
Self-Employed Mortgages
Being self-employed shouldn't mean getting a mortgage has to be difficult.
Whether you're a sole trader, company director or contractor, different lenders can take very different approaches to assessing your income.
At Mayfield Mortgages, I'll help you understand how much you may be able to borrow, what evidence lenders require and which mortgage options may suit your circumstances.
With over 30 years' experience in mortgage and financial services, I can help you navigate the application process and find a suitable mortgage for your needs.
Lifetime Mortgages
Are you considering releasing some of the equity tied up in your home?
A lifetime mortgage could provide access to some of the value of your property without having to move home.
However, it's an important financial decision and won't be suitable for everyone.
At Mayfield Mortgages, I provide specialist lifetime mortgage advice, helping you understand how these products work, the potential benefits, costs and risks, and whether alternative options might be more appropriate.
I'll take the time to explain your options clearly, so you can make an informed decision about your financial future.
Contractor Mortgages
Working on a contract doesn't necessarily mean getting a mortgage has to be more difficult.
Whether you're an IT contractor, consultant or working on a fixed-term contract, lenders can take different approaches to assessing your income.
At Mayfield Mortgages, I can help you understand how lenders assess contract income, including day rates, contract history and employment arrangements.
I'll help you explore suitable mortgage options and guide you through the application process.
Why Choose Mayfield Mortgages?
Over 30 Years' Experience
Benefit from over 30 years' experience in mortgages and financial services, helping clients navigate a wide range of borrowing circumstances.
Personal Advice, From Start to Finish
You'll deal directly with me throughout the mortgage process, rather than being passed between different advisers or departments.
Access to a Comprehensive Range of Lenders
I'll explore mortgage options from a comprehensive range of lenders to help identify a suitable solution for your circumstances.
Local Mortgage Advice in Reading
Based in Reading, I provide friendly, straightforward mortgage advice to clients across Berkshire and beyond.
How Does It Work?
1. Initial Consultation
We'll start with a friendly, no-obligation conversation about your circumstances, what you're looking to achieve and how I can help. There's no charge for this initial discussion.
2. Exploring Your Mortgage Options
I'll review your circumstances, explore suitable lenders and mortgage products, and explain my recommendations so you can make an informed decision.
3. Mortgage Application
Once you're happy to proceed, I'll help prepare and submit your mortgage application, liaise with the lender and keep you updated throughout the process.
4. Mortgage Offer and Completion
Once your mortgage is approved and an offer is issued, I'll continue to support you through to completion, working alongside the other professionals involved where necessary.
Ready to discuss your mortgage?
Get in touch for a free, no-obligation initial conversation.
ALL ABOUT MAYFIELD MORTGAGES
Your Trusted Local Mortgage Broker
Mayfield Mortgages was started in 2018 by Kristian Kolb and is based in Reading, Berkshire.
Kristian has a wealth of experience having worked in the financial services industry since 1995. He has been advising on mortgages since 2001 and is fully qualified to Diploma level having passed CeMap, R01 and the Advanced CeMap exams. This is the highest level of qualification currently available for mortgage brokers.
In addition, Kristian has also passed the Certificate in Equity Release allowing him to advise in this area too.
Outside of work, Kristian enjoys spending time with his wife and three children and is a keen runner.
COMMUNITY MATTERS
Launchpad Reading
Mayfield Mortgages are proud to support local charity Launchpad Reading.
Launchpad work to prevent homelessness in Reading. They provide support for some of Reading's most vulnerable people and help them to turn their lives around.
CONTACT ME
Tel: 0118 991 8704
Mob: 07905 289 081
Address: 400 Thames Valley Park Drive, Reading,
RG6 1PT
Mon - Fri: 9am - 5.30pm
